Launching CPP Disability Support in Canada

As part of our expansion into Canada, we're building a dedicated support service for Canada Pension Plan Disability benefit (CPP-D) — a monthly payment from Service Canada for people under 65 whose health condition prevents them from doing any type of substantially gainful work.

What CPP Disability is, briefly

CPP-D is a contributory benefit, not a means-tested one — what matters is your CPP contribution history, not your income or savings. To qualify, you generally need to have made enough contributions, which usually means contributing in 4 of the last 6 years (there are other qualifying periods for people with a longer contribution history). On top of the contribution test, you need a disability that Service Canada considers 'severe and prolonged' — severe enough to regularly stop you from doing any substantially gainful work, and prolonged enough that it's long-term, indefinite, or likely to result in death. The maximum CPP-D payment is currently around $1,606.78 CAD a month, made up of a flat-rate portion plus an earnings-related portion based on your contribution history, and there's a separate children's benefit worth around $294.12 CAD a month per dependent child.

Who it's for

If you're under 65, have a reasonable work history in Canada, and a health condition means you can't do any substantially gainful work — not just your previous job, but any occupation — CPP-D is worth checking, provided the condition is expected to last a year or more, or is likely to result in death. The contribution history test and the 'any occupation' medical assessment are where most applications get stuck, which is exactly the part we're building support around.

What we're building

• A Canada-specific eligibility check covering your CPP contribution history and whether you meet the qualifying-period rules.
• Guidance on gathering the medical evidence Service Canada actually looks for — physician reports, specialist assessments, and how to describe day-to-day functional impact clearly.
• Support understanding the 'any occupation' test — that CPP-D looks at whether you can do any type of substantially gainful work, not just the job you used to have.
• A clear view of what a CPP-D award unlocks beyond the monthly payment — provincial disability supplements, tax credits, and extended health coverage considerations.

To be clear about what we are: we're an independent, technology-led application support service, not Service Canada. Applying for CPP-D directly through your My Service Canada Account is always free. Where we aim to add value once the paid service launches is in the preparation and evidence-gathering that so often makes the difference between an award and a refusal.

Coming soon

Our Canadian CPP Disability service isn't live yet — we're still building and testing it properly. Register your interest below and we'll be in touch the moment it's ready.